Third Party Liability
Federal regulations require Medicaid to be the "payer of last resort". This means that all third party insurance carriers, inculding Medicare and private health insurance carriers, must be billed before Medicaid processes the claim. Additionally, Providers must report any payments from third parties on claims filed for Medicaid payment.
Third Party Insurance Codes
Third Party Liability Information Card
Rite Share Billing
Rite Share is Rhode Island's Premium Assistance Program that provides help paying for an employer's health insurance plan. The State will pay all or part of the cost for employee health insurance coverage. Please review the Billing Guidance.
Coordination of Benefits – Bill Primary Insurance(s) Before Medicaid
As a reminder when billing claims for patients with dual/multiple coverage(s), Medicaid is legally the payer of last resort.
You must file claims with all commercial, private, or primary insurance plans before submitting them to Medicaid.
Required Action Steps:
1. Verify Coverage: Check the patient's primary insurance status at every visit using the Healthcare Portal.
2. Submit to Primary: Route the initial claim to the commercial or private carrier first.
3. Await EOB: Wait until you receive the primary insurer's Explanation of Benefits (EOB).
-Submit to Secondary: If the recipient has a secondary coverage, route the claim and primary EOB to that carrier.
4. Bill Medicaid: Submit the remaining balance to Medicaid, attaching the primary/secondary EOB(s).
-The EOB(s) must show the payment/processing date, the applicable payment amount and the claim reason codes.
Electronic Secondary Billing for Medicare and Senior Replacement Plans
Please view billing instructions if using the Provider Electronic Solutions Software. The appropriate Carrier Codes can be found in the table below.
Electronic Secondary Billing for Medicare and Senior Replacement Plans
To facilitate electronic billing and proper reimbursement for Medicare and Commercial Medicare Plans (Advantage/Replacement Plans) such as United Senior Care, Blue-Chip Medicare HMO, WellCare Advantage Plan the following fields are required:
- Loop 2320 Other Subscriber Information SBR09 - Must contain MA or MB as appropriate for the claim filing indictor
- Loop 2320 Claim Level Adjustments CAS segment - Must contain Deductible PR 1 or Coinsurance of PR 2
- Loop 2320 Coordination of Benefits (COB) Payer Paid Amount – Must contain the Amount Paid (other insurance paid amount)
- Loop 2330B Other Payer Name (Carrier Code) Segment NM109 Other Payer Primary Identifier – Must contain the appropriate carrier code, see below for a list:
| MDA/MDB – Medicare | 22A – Aetna Medicare Advantage Plan |
| 06A – United Senior Care | 24A – Connecticare Medicare Advantage Plan |
| 08A – Healthfirst Medicare Advantage Plan | 26A – Humana Medicare Advantage Plan |
| 09A – HMO Blue of Massachusetts Advantage Plan | 26B – Humana Medicare Advantage Dental Plan |
| 12A – Blue Chip Medicare HMO | 89A – Tufts Health Plan (PPO) Medicare Advantage Plan |
| 18A – Wellcare Medicare Advantage Plan | C01 – CarePlus Advantage Plan |
| 19A – MMM Healthcare of Puerto Rico Advantage Plan | C02 – Commonwealth Care Alliance, Inc. Medicare Advantage Plan |
| C10 - Neighborhood Dual Connect |
The RI EOHHS website uses CPT and ADA procedure codes and descriptions, which are copyrighted by the American Medical Association and American Dental Association.